Uninsured/Underinsured Motorists

Unfortunately, today there are many drivers on the road who have no insurance, or insufficient insurance, to cover the harm they may cause through their negligence. Washington law requires insurance companies to offer underinsured motorist protection to Washington drivers. Underinsured motorist coverage, which you purchase for your own benefit, protects you from the negligence of irresponsible drivers. In Washington, underinsured motorist protection provides coverage in addition to the coverage available to the negligent driver who injures you. This is not the case in all states, for example, Oregon and California.

When you make a claim for underinsured motorist benefits, your own insurance company becomes your adversary. Your company does not want to pay out any more money than it has to. There are provisions in your insurance contract that require you to provide your company with releases to all your private, confidential health care information. You can also be required to submit to medical examinations by doctors of your insurance company’s choosing. These doctors conduct hundreds of these examinations for the insurance industry, and rarely file a report that is favorable to the injured driver. In underinsured/uninsured motorist cases, it is important to have a good attorney working to protect your rights from the beginning.

The attorneys at Johnson & Associates Law Offices are experienced at handling underinsured/uninsured motorist claims. They will work to protect your confidential medical information, and will make sure that you have someone with you at any examinations by the insurance company’s doctors. If necessary, our litigation team has the experience to take your case through arbitration with the insurance company to get a fair result on your behalf.

Please contact us today at (360) 718-2235 to learn more about how Johnson & Associates can help you or click here to be contacted by one of our attorneys.